The arrival of formal regulation for Buy Now, Pay Later (BNPL) products is no longer a question of if, but when. With the Treasury’s May 2025 consultation response, the direction is this: by mid-2026, third-party BNPL lenders will fall within the scope of the Financial Conduct Authority (FCA). This change brings with it a full set of regulatory re...
05 June 2025
In our previous post on CP10/25, we examined how expectations around climate risk are becoming more specific and embedded. This follow-up focuses on the details, breaking down the proposals in the draft Supervisory Statement and what they mean for firms assessing their current position. Each area highlighted below reflects the level of depth and i...
22 May 2025
CP10/25 doesn’t introduce new climate risk rules — but it does raise the bar. The paper builds on existing guidance and reflects a clear push for firms to go beyond policy statements and start demonstrating how climate risk is integrated into real-world decision-making. The emphasis now is on depth. Firms are expected to show how climate factors a...
20 May 2025
Timothy MurphyManaging Director at GHF Services
Ian McKennaManaging Director at F&TRC
Ian Hillier-BrookManaging Director at MCO Europe
Jennifer GuyManaging Director at ICP Credit
Jenny NittmannManaging Director at Nitt & Huff GmbH
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